数字货币 USDT (Tether)是什么？有什么用？
<p><span style="color: rgb(0, 0, 0); font-size: 24px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 24px; color: rgb(0, 0, 0); font-family: Calibri;"><span style="text-decoration: none; font-size: 24px; color: rgb(0, 0, 0); font-family: 宋体;">数字货币</span> USDT (Tether)<span style="text-decoration: none; font-size: 24px; color: rgb(0, 0, 0); font-family: 宋体;">是什么？有什么用？风险大吗？</span></span></strong></span></p><p><span style="font-size: 18px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 16px; font-family: 宋体;"><br/></span></strong></span></p><p><span style="font-size: 20px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 20px; font-family: 宋体;">概念详解：</span></strong></span></p><p><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">说到</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体; color: rgb(255, 0, 0);">比特币</span><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">，以太币大家可能多少都了解一点，</span></span></p><p><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">中文名叫</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">“</span></span><span style="text-decoration: none; font-size: 18px; color: rgb(0, 0, 255); font-family: 宋体;">泰达币</span><span style="text-decoration: none; font-family: Calibri; font-size: 16px;"><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">”</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">，是</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">Tether</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">公司发行的一种</span></span><strong><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">将加密货币与法定货币美元挂钩的数字</span></strong><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">货币，是一种保存在外汇储备账户、获得法定货币支持的</span><span style="text-decoration: none; font-size: 18px; color: rgb(0, 0, 255); font-family: 宋体;">虚拟货币</span><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">。</span></span></p><p><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">Tether<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">公司宣称：</span></span><strong><span style="text-decoration: none; font-size: 18px; font-family: Calibri;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">每发行一枚</span>USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">，都将会存储</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">1</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">美元的保证金</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">;USDT</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">持有者可以随时用</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">USDT</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">向</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">Tether</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">公司兑换等额的美元现金</span></span></strong><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">，<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">锚定美元的做法使其具备了信用派生货币的权利，成为币圈山寨美联储。</span></span></span></p><p style="margin-right: 48px;margin-left: 48px"><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">在合规方面，所有涉及到法币的操作，都要求用户完成KYC认证。当被问及用户如何验证银行帐户</span><span style="text-decoration: none; color: rgb(0, 0, 255); font-size: 16px; font-family: 宋体;">保证金</span><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">时，Craig称法币由Tether公司保管，并有定期审计，但目前用户还不能直接查询保证金。</span></span></p><p style="margin-top:7px;margin-right:0;margin-bottom:7px;margin-left:0;margin-top:auto;margin-bottom:auto"><span style="font-family: Calibri; font-size: 18px; text-decoration: none;"> </span></p><p><span style="font-size: 18px; text-decoration: none;"><strong><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">又被称为</span></span></strong><strong><span style="text-decoration: none; font-size: 18px; color: rgb(0, 0, 255); font-family: 宋体;">稳定币</span></strong><strong><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">。下面从它的诞生背景讲述它作为稳定币的由来：</span></strong></span></p><p><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">数字货币市场发展迅速，市场价格变动剧烈，</span><span style="text-decoration: none; font-size: 18px; color: rgb(0, 0, 255); font-family: 宋体;">数字货币</span><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">连续交易且没有涨跌幅限制，价格常发生大幅波动。</span></span></p><p style="margin-right: 48px;margin-left: 48px"><span style="font-size: 18px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">“</span></strong><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">价格剧烈波动带来很多风险，不利于整个市场的发展。目前，市场上有2000多种加密数字货币，当熊市来临时，投资者希望将数字货币兑换成法币，但很多数字货币并没有和法币直接兑换的渠道，需要先兑换成比特币等主流加密货币，然后再兑换法币。而在熊市时，比特币市场的交易也比较冷淡，因此，能否成功兑换也存在风险。这样的流程下来，投资者需要付出很高的成本才能获得法币。稳定币就是基于这样的背景诞生的。</span><strong><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">”</span></strong></span></p><p style="margin-top:7px;margin-right:0;margin-bottom:7px;margin-left:0;margin-top:auto;margin-bottom:auto"><span style="font-family: Calibri; font-size: 18px; text-decoration: none;"> </span></p><p><span style="font-size: 18px; text-decoration: none;"><strong><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">的一些特点：</span></span></strong></span></p><p style="margin-top:7px;margin-bottom:7px;margin-left:48px;margin-top:auto;margin-bottom:auto"><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">1. </span><span style="text-decoration: none; font-family: Calibri; font-size: 14px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">稳定：</span><span style="text-decoration: none; font-family: Calibri; font-size: 18px;">Tether</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">将现金转换成数字货币，锚定或将美元、欧元和</span></span><span style="text-decoration: none; font-size: 18px; color: rgb(0, 0, 255); font-family: 宋体;">日元</span><span style="text-decoration: none; font-family: Calibri; font-size: 14px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">等国家货币的价格挂钩。由于</span>Tethers<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">（</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">USDT</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">）由现实世界货币存储支持，它声称用户可以享受基于数字，</span></span><span style="text-decoration: none; font-size: 18px; color: rgb(0, 0, 255); font-family: 宋体;">区块链</span><span style="text-decoration: none; font-size: 14px; font-family: 宋体;">的交易的好处，而不受大多数加密货币的波动影响。</span></span></p><p style="margin-top:7px;margin-bottom:7px;margin-left:48px;margin-top:auto;margin-bottom:auto"><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">2. </span><span style="text-decoration: none; font-family: Calibri; font-size: 14px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">透明：</span><span style="text-decoration: none; font-family: Calibri; font-size: 18px;">Tether</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">声称其法定储备账户会定期接受审核，以确认其储备账户能够实际支持</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">Tethers(USDT)</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">流通中的价值。余额定期更新，可随时公开访问。所有</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">Tether</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">交易都记录在公共区块链上。</span></span></span></p><p style="margin-top:7px;margin-bottom:7px;margin-left:48px;margin-top:auto;margin-bottom:auto"><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">3. </span><span style="text-decoration: none; font-family: Calibri; font-size: 14px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">区块链技术：</span><span style="text-decoration: none; font-family: Calibri; font-size: 18px;">Tether</span><span style="text-decoration: none; font-family: Calibri; font-size: 20px;"></span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">平台建立在区块链技术的基础之上，利用它们提供的安全性和透明性。</span></span></span></p><p style="margin-top:7px;margin-bottom:7px;margin-left:48px;margin-top:auto;margin-bottom:auto"><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">4. </span><span style="text-decoration: none; font-family: Calibri; font-size: 14px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">广泛的集成：在</span><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">Bitfinex,shapUNK,GoCoin</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">和其他交易所使用</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">tethers</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">。</span></span></span></p><p style="margin-top:7px;margin-bottom:7px;margin-left:48px;margin-top:auto;margin-bottom:auto"><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">5. </span><span style="text-decoration: none; font-family: Calibri; font-size: 14px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">安全：</span><span style="text-decoration: none; font-family: Calibri; font-size: 18px;">Tether</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">的区块链技术在满足国际合规标准和法规的同时，提供了世界级的安全保障。</span></span></span></p><p style="margin-top:7px;margin-right:0;margin-bottom:7px;margin-left:0;margin-top:auto;margin-bottom:auto"><span style="font-family: Calibri; font-size: 18px; text-decoration: none;"> </span></p><p><span style="font-size: 20px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 20px; font-family: Calibri;">USDT<span style="text-decoration: none; font-size: 20px; font-family: 宋体;">的作用：</span></span></strong></span></p><p><span style="font-size: 20px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 20px; font-family: 宋体;"><br/></span></strong></span></p><p><span style="font-family: Calibri; font-size: 18px; text-decoration: none;">USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">目前主要是用于场外交易、法币交易的中介货币，例如你打算花</span>10000<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">元购买比特币，你可以通过法币交易的卖家进行购买，卖家给出的是</span>7.23<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">元</span>/<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">美元，在你接受价格进行交易后，你会获得</span>1383.125864USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">，那么你就可以用</span>USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">来购买比特币或者是其他数字货币了。</span></span></p><p style="margin-top:7px;margin-right:0;margin-bottom:7px;margin-left:0;margin-top:auto;margin-bottom:auto"><span style="font-family: Calibri; font-size: 18px; text-decoration: none;"> </span></p><p><span style="font-size: 20px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 20px; font-family: Calibri;"><span style="text-decoration: none; font-size: 20px; font-family: 宋体;">有关</span>USDT<span style="text-decoration: none; font-size: 20px; font-family: 宋体;">的一些问题</span></span></strong></span></p><p><span style="font-size: 20px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 20px; font-family: 宋体;"><br/></span></strong></span></p><p style="margin-right: 48px;margin-left: 48px"><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: 宋体; font-size: 16px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">1，如何充值人民币在交易所买币呢？</span><br/><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">答：人民币是不可以在交易所直接购买数字货币的。只能用人民币先购买USDT币，然后再用USDT币购买其他货币。交易所一般都有用人民币充值兑换USDT入口。</span><br/><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">2，那</span></span><span style="text-decoration: none; color: rgb(0, 0, 255); font-size: 16px; font-family: 宋体;">USDT币</span><span style="text-decoration: none; font-family: 宋体; font-size: 16px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">价格稳定吗？</span><br/><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">答：USDT币价格基本稳定，但也是有涨有跌的哦！涨跌幅基本在3%-5%之间。</span><br/><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">3，那USDT币什么时候会涨，什么时候会跌呢？</span><br/><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">答：USDT上涨与下跌基于几个因素：</span><br/><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">1） 当美元价格下跌时，会影响USDT下跌。同样美元上涨时，USDT也会跟着涨。</span><br/><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">2）当币市行情好时，人们都购买USDT去买币，会造成USDT紧缺而涨价。同样当币市行情差时， 人们都抛盘卖掉USDT兑换人民币，也会导致USDT增多而跌价。</span><br/><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">4，哪些人需要</span></span><span style="text-decoration: none; color: rgb(0, 0, 255); font-size: 16px; font-family: 宋体;">持有</span><span style="text-decoration: none; font-family: 宋体; font-size: 16px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">泰达币?</span><br/><span style="text-decoration: none; font-family: 宋体; font-size: 20px;">以下几种人是比特币的持有者和使用者：</span></span></span></p><p style="margin-right: 48px;margin-left: 48px"><span style="font-size: 18px; font-family: 宋体; text-decoration: none;">(1)害怕人民币比美元更容易变得不值钱但无法直接持有美元的;</span></p><p style="margin-right: 48px;margin-left: 48px"><span style="font-size: 18px; font-family: 宋体; text-decoration: none;">(2)长期在数字货币市场厮杀的;</span></p><p style="margin-right: 48px;margin-left: 48px"><span style="text-decoration: none;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">(</span><span style="text-decoration: none; font-family: 宋体; font-size: 18px;">3)</span><span style="text-decoration: none; color: rgb(0, 0, 255); font-family: 宋体;">看空</span><span style="text-decoration: none; font-family: 宋体;">比特币并不愿意在接下来一段时期持有比特币的。</span></span></p><p style="margin-top:7px;margin-right:0;margin-bottom:7px;margin-left:0;margin-top:auto;margin-bottom:auto"><span style="font-family: Calibri; font-size: 18px; text-decoration: none;"> </span></p><p><span style="font-size: 20px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 20px; font-family: 宋体;">优势和风险</span></strong></span></p><p><span style="font-size: 20px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 20px; font-family: 宋体;"><br/></span></strong></span></p><p><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 16px;">USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">最大的优势在于能保障投资者在币圈的资产</span></span><strong><span style="text-decoration: none; font-size: 16px; font-family: 宋体;">不随市场涨跌缩水，它与同数量的美元是等值</span></strong><span style="text-decoration: none; font-family: Calibri; font-size: 16px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">的，</span>1USDT=1<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">美元，使之成为波动剧烈的加密货币市场中良好的保值代币</span></span></span></p><p><br/></p><p><span style="font-size: 20px; text-decoration: none;"><strong><span style="text-decoration: none; font-size: 20px; font-family: Calibri;">USDT<span style="text-decoration: none; font-size: 20px; font-family: 宋体;">赖以生存的逻辑与比特币有相似之处</span><span style="text-decoration: none; font-size: 20px; font-family: Calibri;">——</span><span style="text-decoration: none; font-size: 20px; font-family: 宋体;">市场有需求、完全市场定价。</span></span></strong></span></p><p style="margin-top:7px;margin-right:0;margin-bottom:7px;margin-left:0;margin-top:auto;margin-bottom:auto"><span style="font-family: Calibri; font-size: 18px; text-decoration: none;"> </span></p><p><span style="text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 18px; color: rgb(255, 0, 0);">USDT</span><span style="text-decoration: none; font-family: Calibri; font-size: 18px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">最大的风险在于，</span><span style="text-decoration: none; font-family: Calibri; font-size: 18px; color: rgb(255, 0, 0);">Tether</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">的发行完全是中心化的，即发行、承兑、监管风险、运营风险全部集中在</span><span style="text-decoration: none; font-family: Calibri; font-size: 18px; color: rgb(255, 0, 0);">Tether</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">公司。</span></span></span></p><p><span style="font-family: Calibri; font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">尽管</span>Tether<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">承诺为</span>USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">储备</span>100%<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">的美元准备金，但该准备金并不是完全公开透明的，没人知道</span>Tether<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">是否挪用准备金，是否超发、滥发</span>USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">。</span></span></p><p><span style="font-size: 18px; text-decoration: none;"><font face="宋体"><br/></font><span style="text-decoration: none; font-family: 宋体; font-size: 20px;">以下几种人是比特币的持有者和使用者：</span></span></p><p><span style="font-family: 宋体; font-size: 20px; text-decoration: none;"><br/></span></p><p><span style="font-family: Calibri; font-size: 18px; text-decoration: none;">(1)<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">害怕人民币比美元更容变毛但无法直接持有美元的</span>;</span></p><p><span style="font-family: Calibri; font-size: 18px; text-decoration: none;">(2)<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">长期在数字货币市场厮杀的</span>;</span></p><p><span style="font-family: Calibri; font-size: 18px; text-decoration: none;">(3)<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">看空比特币并不愿意在接下来一段时期持有比特币的。</span></span></p><p><span style="font-size: 18px; text-decoration: none;"><span style="text-decoration: none; font-family: Calibri; font-size: 16px;"><br/></span><strong><span style="text-decoration: none; font-family: Calibri; font-size: 16px;"><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">总结来说，</span>USDT<span style="text-decoration: none; font-size: 18px; font-family: 宋体;">是一种稳定的加密数字货币，</span><span style="text-decoration: none; font-size: 18px; font-family: Calibri;">USDT</span><span style="text-decoration: none; font-size: 18px; font-family: 宋体;">提供了一个将持有的数字货币兑换成法币的渠道。主要作用是规避整个行情下跌风险以及反向操作和数字货币提现</span></span></strong></span></p><p><span style="font-family: Calibri; font-size: 18px; text-decoration: none;"> </span></p><p><br/></p> USDT还是很靠谱的 USDT还是很靠谱的 USDT还是很靠谱的
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