【金融】金融监管总局：支持银行机构加大科技型企业研发贷款支持
<p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;">国家金融监督管理总局发布《关于加强科技型企业全生命周期金融服务的通知》，其中提出，助力不同阶段科技型企业加大研发投入。</span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;"><br/></span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;"><img src="https://www.usdt94.top/upload/forum/img/1705048300152052407.png" title="1705048300152052407.png" alt="QQ图片20240112162818.png" id="img_upload" width="662" height="427"/></span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;"><br/></span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;">在风险可控前提下，支持银行机构加大科技型企业研发贷款支持，结合企业研发费用税前加计扣除等情况，开展贷款审查和管理，合理确定贷款方式、额度和期限。</span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;"><br/></span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;"><img src="https://www.usdt94.top/upload/forum/img/1705048357698052609.png" title="1705048357698052609.png" alt="QQ图片20240112163000.png" id="img_upload"/></span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;"><br/></span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;">推进知识产权金融服务先行先试，稳妥扩大知识产权质押融资内部评估试点，支持符合条件的银行探索开展知识产权内评估，科学应用评估规则和标准，提高知识产权质押融资业务办理效率。</span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;"><br/></span></p><p><span style="font-family: "Microsoft Yahei", 微软雅黑, "STHeiti Light", 华文细黑, SimSun, 宋体, Arial, sans-serif; letter-spacing: 1px; font-size: 20px;">鼓励保险机构拓展科技项目研发费用损失保险、研发中断保险，健全知识产权被侵权损失保险、侵权责任保险等保险服务，有效分散企业研发风险。</span></p>
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